Hurricane & Storm Damage Claim Lawyer in Long Beach, NY
Wind, hurricane, nor'easter, fallen-tree and flood claims for homeowners across the City of Long Beach.
After a storm in Long Beach, wind and water damage often end up under two different policies. We help homeowners separate the two, check the hurricane deductible and seek the full repair cost.
After a major storm, insurers handle thousands of claims at once, and fast, low estimates are common. Policyholders across the City of Long Beach, from Westholme to Presidents Streets, are often told that roof damage was old, that wind damage was really flood, or that a fallen tree is subject to a small limit.
Storm and Hurricane Risk in Long Beach
Long Beach is on the front line of every Atlantic storm. Wind damage to roofs and siding, ocean-side surge, and bay-side flooding from Reynolds Channel can all happen in the same event, often under two separate policies with different deductibles, including hurricane or named-storm deductibles.
Superstorm Sandy flooded nearly the entire city in 2012, destroyed the original boardwalk and damaged thousands of homes, and every major coastal storm since has brought bay-side flooding along Reynolds Channel.
Why Storm Claims Get Denied or Underpaid
- Patch repairs offered where full replacement is needed
- Disputes between a homeowners carrier and a flood carrier
- Wind damage blamed on excluded flood or storm surge
- Roof damage called old or wear and tear instead of storm-related
- Hurricane or named-storm deductibles calculated incorrectly
How We Help Long Beach Homeowners
- Separate wind, rain, surge and flood damage with photos, weather data and inspections
- Check that the right deductible was applied, and calculated correctly
- Coordinate homeowners and flood claims so neither carrier shifts the loss to the other
- Press for full roof, siding and window replacement where repairs will not match
- Recover tree removal, debris removal and temporary repair costs
Long Beach Villages and Hamlets
Hurricane and storm damage claims come to us from across the City of Long Beach, from the waterfront along the Atlantic Ocean and Reynolds Channel to neighborhoods near the Long Beach boardwalk, Reynolds Channel, the Long Beach LIRR station and the neighboring beaches of Lido Beach and Point Lookout.
Office location: we serve homeowners in Long Beach, NY. We do not have an office in Long Beach, NY. Most claim work is handled by phone, email and video, and in-person meetings are by appointment.
What to Do Next
- Report the claim to every carrier that may be involved
- Keep a log of calls with adjusters
- Get your own estimate before accepting the insurer's
- Make temporary repairs to prevent further damage and keep the receipts
- Call for a free claim review
Dealing with a storm damage claim in Long Beach? Send us the details or call 516-844-0068 for a free review.
Want to learn more first? Our homeowner guides, claim process page and FAQs cover the basics of storm damage claims.